Work in Iowa Veterans Jobs

Summary

This position is responsible for the generation and servicing of commercial loans in Primebank's Sioux City market.

Essential Duties and Responsibilities

• Develop, manage and grow a commercial loan portfolio.
• Review and analyze financial statements, tax returns and other related financial documents.
• Evaluate and underwrite all aspects of a commercial loan request, including but not limited to loan structure, real property, investments, pricing, market stability, past and future trends.
• Counsel existing and prospective commercial loan customers throughout the loan process.
• Negotiate terms and structure of commercial loan requests.
• Ensure compliance with bank lending policy, procedures and regulatory procedures.
• Monitor loan portfolio to correct loan documentation exceptions.
• Service loan portfolio to reduce past dues and charge offs.
• Monitor and make decisions on assigned commercial deposit accounts relating to overdrafts, service charges, return items, etc. for commercial customers.
• Work with existing commercial lenders and market president to identify and implement new ideas and market strategies to improve loan growth, cross-sells, marketing and staff development.
• Promote deposit products and services to customers and prospective customers.
• Represent the bank in civic and community activities to promote the image of Primebank within the market area.

Qualifications

Education

• A bachelor's degree in business administration, accounting, finance or a related field is required.

Knowledge and Experience

• At least five years of direct lending experience in a financial institution is required.
• A comprehensive knowledge of banking rules and regulations is required.

Required

Skills and Abilities

• Excellent written and oral communication skills.
• Excellent analytical and comparison skills.
• Excellent customer service skills.
• Excellent time management and organizational skills.
• Ability to work effectively both independently and as part of a team.
• Management skills including organizing, planning, delegating and interpersonal skills.
• Strong computer skills, including a working knowledge of the Microsoft Office Suite.
• Strong attention to detail of visual materials.
• Ability to sit at a desk and work on a computer for extended periods of time.
• Necessary hand and finger dexterity required to operate a computer keyboard and mouse.
• Ability to move light materials, such as file folders, and perform related reaching and grasping activities.
• Mobility to move between various locations a needed.

Work is performed indoors free from significant weather conditions and adverse environmental conditions. A selected candidate must pass a criminal history background check and have a favorable credit history for bonding purposes.

While intended to provide a general overview of the essential duties, responsibilities, and qualifications required for this position, this position description is not intended to be viewed as all inclusive of these elements.

This position requires a selected candidate must pass a criminal history background check and have favorable credit history for bonding purposes.

For more information, or to apply now, you must go to the website below. Please DO NOT email your resume to us as we only accept applications through our website.

https://primebank.applicantlist.com/jobs/1167497-219913.html